12151 Saint Tropez
Cerritos, CA, 90703
$949,888
Original list price: $449,888
MLS: DW26114852
Beds
4
Baths
3
Sq Ft
2,253
Lot
0.05 ac
Year Built
1989
MLS #
DW26114852
Days on Market
17
Listed
May 27, 2026
Description
Welcome to one of the most sought-after communities in Cerritos — the prestigious Palms Townhouse Complex located within the award-winning ABC School District. This beautiful and spacious home offers the perfect blend of comfort, privacy, and convenience in a secure and well-maintained private community. Boasting over 2,253 square feet of living space, this residence features a functional and inviting floor plan designed for both everyday living and entertaining. 4 bedrooms and 3 baths. The expansive living room showcases soaring ceilings and a staircase leading to the upstairs living quarters. Upstairs you’ll find a large primary suite complete with its own private bathroom along with generously sized bedrooms and bathrooms throughout the home. Additional highlights include central air and heat, abundant natural light, and an attached private living environment within a gated-style community atmosphere. Residents of the Palms enjoy access to resort-style amenities including a sparkling pool, spa, and beautifully maintained grounds. Conveniently located just minutes from the Cerritos Towne Center, Cerritos Mall, parks, dining, and major freeways. This is an incredible opportunity to own a beautiful home in one of Cerritos’ most desirable communities. Come experience the lifestyle the Palms has to offer!
Location
Cerritos, Los Angeles County, CA 90703
Open on Google Maps ↗Listed by: Laura Andrade · RE/MAX Dynasty
Payment estimate
$7,540
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $94,989 · Loan: $854,899
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,415
- Property tax (1.25%)
- $989
- Homeowners insurance
- $300
- Mortgage insurance
- $356
- HOA dues
- $480
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $33,246 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Cerritos, CA 90703 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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