13178 Setancket
Apple Valley, CA, 92308
$450,000
MLS: HD26061139
Beds
3
Baths
2
Sq Ft
1,693
Lot
0.42 ac
Year Built
2019
MLS #
HD26061139
Days on Market
2
Listed
Jun 2, 2026
Description
Welcome to your new DREAM HOME, ideally located on the outskirts of Apple Valley in a peaceful, serene neighborhood. Built in 2019, this property offers exceptional curb appeal and sits on a spacious lot featuring a custom circular driveway, additional gravel parking, and a designated RV area with wrought iron double gates. The exterior is designed for easy living with low-maintenance landscaping and a beautifully maintained backyard—perfect for family gatherings. Enjoy added privacy and security with a 6-foot block wall, along with a covered patio, low-maintenance turf grass, and an extra-large custom shed plus beautifully designed storage in garage. Step inside and be instantly IMPRESSED by the gorgeous open floor plan, ideal for entertaining. The stunning plantation shutters frame the windows perfectly, adding character while creating a bright, spacious, and inviting environment. The Lovely gourmet kitchen features elegant quartz countertops, stylish backsplash, stainless steel appliances, pantry with lots of beautiful cabinetry and a large island that seamlessly connects to the dining and living areas. A beautiful custom fireplace serves as the centerpiece of the living room. This home offers three generously sized bedrooms, including a spacious primary suite with a well-appointed bathroom featuring double sinks, a walk-in shower, separate bathtub and a walk-in closet with accented barn door. Neutral tones, and wood-look tile flooring flow throughout the home, adding warmth and sophistication. This is truly a lovely property to call home—combining comfort, style, and functionality. Don’t miss out on this BEAUTY!
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Debra Canizales · Coldwell Banker Home Source
Payment estimate
$3,503
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,565
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92308 (Apple Valley)within ±10% of this home's price and size.
$406,000
10863 Katepwa
Apple Valley, 92308
$406,000
21495 Minodoka
Apple Valley, 92308
$407,900
13475 Yakima
Apple Valley, 92308
$409,000
13167 Olathe Road
Apple Valley, 92308
$415,000
10626 Valley Vista
Apple Valley, 92308
$419,900
10509 Lanigan Rd.
Apple Valley, 92308
Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.