1318 Vale Street
Bakersfield, CA, 93307
$329,000
MLS: V1-35822
Beds
4
Baths
2
Sq Ft
1,344
Lot
0.15 ac
Year Built
1953
MLS #
V1-35822
Days on Market
2
Listed
Apr 15, 2026
Description
Spacious 4-bedroom, 2-bath home located in East Bakersfield featuring a large backyard with R-2 zoning, offering great potential for additional use or future opportunities. This property includes owned solar to help reduce energy costs and an updated kitchen with modern touches, perfect for everyday living. Enjoy outdoor living with a generously sized patio, ideal for entertaining or relaxing. With ample space inside and out, this home is a great opportunity for both homeowners and investors alike.
Location
Bakersfield, Kern County, CA 93307
Open on Google Maps ↗Listed by: Gerardo Montelongo · AVALAR REAL ESTATE ALLIANCE
Payment estimate
$2,585
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $32,900 · Loan: $296,100
- Principal & Interest
- $1,819
- Property tax (1.25%)
- $343
- Homeowners insurance
- $300
- Mortgage insurance
- $123
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $11,515 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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