5020 Trabuco Canyon
Bakersfield, CA, 93307
$346,995
MLS: NS25262099
Beds
3
Baths
2
Sq Ft
1,315
Lot
0.16 ac
Year Built
2005
MLS #
NS25262099
Days on Market
116
Listed
Nov 17, 2025
Description
Welcome home to this adorable 3-bedroom, 2-bath charmer! Fresh interior paint and beautifully remodeled bathrooms make this home truly move-in ready. Cozy up by the fireplace on chilly nights and enjoy cooking in the bright, cheerful kitchen, perfect for everyday living. Step outside to a spacious backyard ideal for play, entertaining, or relaxing under the stars. Conveniently located near the freeway and grocery shopping, this sweet home is ready to welcome its new owners.
Location
Bakersfield, Kern County, CA 93307
Open on Google Maps ↗Listed by: Anthony Razo · Open Door Real Estate
Payment estimate
$2,710
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,700 · Loan: $312,295
- Principal & Interest
- $1,919
- Property tax (1.25%)
- $361
- Homeowners insurance
- $300
- Mortgage insurance
- $130
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $12,145 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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