Under ContractCondominium

1319 Harvard Street 5

Santa Monica, CA, 90404

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$1,449,000

MLS: 26666351

Beds

2

Baths

3

Sq Ft

1,890

Lot

0.17 ac

Year Built

1980

MLS #

26666351

Days on Market

18

Listed

Mar 20, 2026

Description

A rare opportunity to own a significant architectural gem in the heart of Santa Monica. Designed by Tossman/Weisman & Associates, this stylish three-story townhome is full of light and creative design details. Step inside to discover 1890 sq feet, including 2 bedrooms and 2 baths, an open floor plan, double height floor to ceiling windows, hardwood and travertine floors, and a third floor loft. The reverse floor plan provides the 2 bedrooms on the first level with plenty of privacy. The primary bedroom, a sanctuary of comfort and form, includes a generous walk-in closet and en-suite bathroom with dual sinks. The en-suite guest room includes its own private terrace, further elevating the Southern California experience. As you enter the main living area, located on the second floor, marvel at the architectural elements, including 18 foot ceilings complimented by an abundance of natural light streaming through a wall of glass. Just off the living room is yet another terrace, providing more opportunities for extending the indoor/outdoor experience. The open kitchen layout boasts stainless steel appliances and seamlessly flows into the dining area, creating a wonderful space for entertaining. On the third level you will find a loft, which is perfectly suited for a home office or media room, adding even more versatility to your living space. In addition to the wonderful indoor living spaces this unit also features an exclusive rooftop deck with panoramic views of both city and mountains, perfect for enjoying a quiet sunset or entertaining family and friends. 2 side by side parking spaces are also included. Nearby, you have multiple restaurants and grocery stores, including Erewhon and Milo & Olive.

Location

Santa Monica, Los Angeles County, CA 90404

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Listed by: Nicole Lamotte · Compass

Payment estimate

$10,365

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $144,900 · Loan: $1,304,100

%
Principal & Interest
$8,013
Property tax (1.25%)
$1,509
Homeowners insurance
$300
Mortgage insurance
$543
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $50,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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