13194 Cardinal
Victorville, CA, 92392
$399,000
MLS: HD26146701
Beds
4
Baths
3
Sq Ft
2,152
Lot
0.23 ac
Year Built
1992
MLS #
HD26146701
Days on Market
13
Listed
Jul 7, 2026
Description
Spacious 4-Bedroom Home with Flexible Floor Plan and RV Access! Welcome to this spacious 2,153 sq. ft. two-story home offering 4 bedrooms and 3 bathrooms, including the convenience of a bedroom and full bathroom on the main level—ideal for guests, extended family, or a home office. The kitchen features granite countertops and opens to the living areas, while laminate flooring adds durability and style throughout much of the home. Upstairs, the generous primary suite offers a cozy fireplace, a private balcony, and an ensuite bathroom complete with a relaxing jetted soaking tub. The backyard is designed with versatility in mind and includes a drive-through two-car garage, gated access to a concrete parking area, and a frame-and-stucco storage building that provides additional space for hobbies, storage, or a workshop. A unique tiered masonry planter area offers endless possibilities for gardening, landscaping, or creating your own outdoor retreat. The yard is enclosed with a combination of block, vinyl, and wood fencing for added privacy. Additional features include a leased solar system with a Power Purchase Agreement, a water softener that is included in the sale, and a location convenient to shopping, schools, dining, and commuter routes. Priced to provide an excellent opportunity for the next owner to add their personal style and make this spacious property truly their own. Don't miss out on this opportunity!
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: David DiVito · Century 21 Masters
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,154
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,289
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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