13196 Oberlin
Victorville, CA, 92392
$405,000
MLS: SW26080484
Beds
3
Baths
2
Sq Ft
1,285
Lot
0.18 ac
Year Built
1992
MLS #
SW26080484
Days on Market
1
Listed
Apr 14, 2026
Description
Beautifully Updated Single-Story Home with Modern Touches and a Bright, Open Floor Plan. Welcome to this stunning single-story home that perfectly combines comfort, style, and functionality. From the moment you step inside, you’ll love the bright and airy atmosphere created by high ceilings, large windows, and an open living space that’s ideal for family gatherings and everyday living. The modern kitchen has been tastefully updated with white cabinetry, sleek quartz countertops, stainless steel appliances, and contemporary black hardware. Whether you’re preparing a family meal or entertaining guests, this kitchen is both beautiful and practical. The spacious living room offers an inviting space filled with natural light, featuring neutral tones that make decorating effortless. The primary suite includes a private bathroom with dual sinks, upgraded fixtures, and a large walk-in shower, providing a peaceful retreat at the end of the day. Located in a quiet and established neighborhood, this home offers easy access to schools, parks, shopping centers, and major highways, making daily commutes and errands a breeze.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Frida Arredondo Schmitd · Elevate Real Estate Agency
Payment estimate
$3,113
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,500 · Loan: $364,500
- Principal & Interest
- $2,240
- Property tax (1.25%)
- $422
- Homeowners insurance
- $300
- Mortgage insurance
- $152
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $14,175 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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