12850 Bermuda Dunes Drive
Victorville, CA, 92395
$368,000
MLS: OC26021571
Beds
4
Baths
2
Sq Ft
1,860
Lot
0.17 ac
Year Built
1979
MLS #
OC26021571
Days on Market
78
Listed
Jan 29, 2026
Description
A Rare Opportunity in Spring Valley Lake! Uncover the potential of this 4-bedroom, 2-bathroom home located in the highly desirable Spring Valley Lake community. Offering approximately 1,860 square feet of living space, the home features a spacious vaulted great room that enhances the open, light-filled layout. While the property is ready for some updating, it provides a wonderful opportunity to personalize and create a home tailored to your vision. Residents of Spring Valley Lake enjoy access to an exceptional array of amenities, including a private lake, beach area, marina, parks, and year-round recreational activities. Additional features include a clubhouse, fitness center, and optional golf course membership. Ideally situated in a peaceful neighborhood yet conveniently close to shopping, dining, and entertainment, this home offers both comfort and convenience. With underground utilities, a standard lot, and a 2-car attached garage, this property represents an excellent value in a sought-after community. Don’t miss this opportunity—schedule your private showing today.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Antoine Tran · Brightline Capital Group
Payment estimate
$2,856
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,800 · Loan: $331,200
- Principal & Interest
- $2,035
- Property tax (1.25%)
- $383
- Homeowners insurance
- $300
- Mortgage insurance
- $138
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $12,880 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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