1328 W 214th Street
Torrance, CA, 90501
$1,050,000
MLS: OC26058859
Beds
4
Baths
2
Sq Ft
1,800
Lot
0.13 ac
Year Built
1959
MLS #
OC26058859
Days on Market
29
Listed
Mar 21, 2026
Description
Welcome to this charming 4 bedroom, 2 bath home located in the desirable Harbor Gateway area with a Torrance mailing address, offering convenient access to the South Bay lifestyle. This well-maintained property features a functional layout with comfortable living spaces, natural light, and a welcoming atmosphere throughout. The home offers a spacious living area ideal for both relaxing and entertaining, kitchen with ample cabinetry and workspace. Bedrooms are well-sized, providing flexibility for families, guests, or a home office setup. The property sits on a generous lot with outdoor space perfect for entertaining, gardening, or future expansion potential. The backyard offers privacy, making it ideal for indoor-outdoor living. Additional highlights include an attached garage, providing ample parking. Conveniently located near major freeways, shopping, dining, and South Bay beaches, this home offers both accessibility and lifestyle. A great opportunity for homeowners or investors looking to own in a centrally located South Bay-adjacent neighborhood.
Location
Torrance, Los Angeles County, CA 90501
Open on Google Maps ↗Listed by: Wendy Schatan · West Capital Real Estate
Payment estimate
$7,594
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $105,000 · Loan: $945,000
- Principal & Interest
- $5,806
- Property tax (1.25%)
- $1,094
- Homeowners insurance
- $300
- Mortgage insurance
- $394
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $36,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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