1647 W 215th
Torrance, CA, 90501
$1,089,000
MLS: PW26002891
Beds
4
Baths
2
Sq Ft
1,530
Lot
0.14 ac
Year Built
1953
MLS #
PW26002891
Days on Market
79
Listed
Jan 8, 2026
Description
Located in a highly desirable and centrally located area, this beautifully maintained single-family home offers an exceptional blend of privacy, flexibility, and modern comfort, with convenient access to freeways, shopping, dining, and local amenities. Situated on a generously sized lot, the property has been thoughtfully designed to accommodate both everyday living and entertaining. The main residence features three bedrooms and two bathrooms, including a spacious upper-level retreat with its own sitting area, ideal as a primary suite, home office, or private lounge. This space may also be reconfigured to create a fourth bedroom, if desired. The upper-level bathroom has been tastefully updated and includes an expansive walk-in shower with dual fixtures. Throughout the home, custom storage solutions, built-in shelving, and functional workspaces enhance usability while maintaining a clean, refined aesthetic. The kitchen opens to a dedicated dining area, creating a welcoming flow that leads to a private, enclosed outdoor patio, perfect for entertaining or enjoying quiet moments outdoors. A standout feature of the property is the detached garage conversion, offering a fully independent living space complete with an open kitchen and living area, a bedroom with built-in storage, a remodeled bathroom, and French doors opening to the backyard. With separate entrances, the main home and detached living space provide exceptional versatility and privacy, ideal for guests, extended family, or rental use. Adding even more value, the seller has approved plans for a second unit / ADU, presenting a rare opportunity to further expand living space and significantly increase future income potential. The property is currently operating as a successful Airbnb, generating strong income, making it an excellent option for buyers seeking both a comfortable primary residence and an investment opportunity. The home has benefited from multiple upgrades and improvements over time and offers adaptable living options rarely found in this location. Buyer to verify permits, square footage, rental income, ADU plans, and intended use. This is a rare opportunity to own a well-appointed, income-producing property with expansion potential in a convenient and well-connected area.
Location
Torrance, Los Angeles County, CA 90501
Open on Google Maps ↗Listed by: Ariadna Cardenas · Synergy Real Estate
Payment estimate
$7,865
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $108,900 · Loan: $980,100
- Principal & Interest
- $6,022
- Property tax (1.25%)
- $1,134
- Homeowners insurance
- $300
- Mortgage insurance
- $408
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $38,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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