Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

1343 S Garfield

Monterey Park, CA, 91754

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$1,150,000

MLS: WS25276476

Beds

4

Baths

2

Sq Ft

1,714

Lot

0.21 ac

Year Built

1953

MLS #

WS25276476

Days on Market

76

Listed

Dec 16, 2025

Description

First time on the market since 1984, this beautifully remodeled home showcases quality craftsmanship and meticulous attention to detail throughout. Upon entering, you are welcomed by a spacious open-concept layout that creates a bright and inviting atmosphere. The home offers four comfortable, well-sized bedrooms and two bathrooms, highlighted by tile flooring, tasteful crown molding, a remodeled kitchen, and a beautifully updated hall bathroom which creates a space that feels both welcoming and thoughtfully designed. The property also offers a spacious backyard and side yard, ideal for entertaining family and friends. Located in the desirable city of Monterey Park—ranked #3 among “Best Places to Live in America” by Money magazine in 2017—this turnkey home is truly move-in ready.

Location

Monterey Park, Los Angeles County, CA 91754

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Listed by: TIFFANY LE · HAPPY HOME REALTY, INC

Payment estimate

$8,288

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $115,000 · Loan: $1,035,000

%
Principal & Interest
$6,359
Property tax (1.25%)
$1,198
Homeowners insurance
$300
Mortgage insurance
$431
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Monterey Park home with as little as 3.5% down using an FHA loan — roughly $40,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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