PendingSingleFamilyResidence

13454 Elm

Hesperia, CA, 92344

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$439,000

MLS: IV26040025

Beds

3

Baths

2

Sq Ft

1,720

Lot

0.27 ac

Year Built

1989

MLS #

IV26040025

Days on Market

49

Listed

Mar 3, 2026

Description

Welcome to this charming 3-bedroom, 2-bath single-story home in Hesperia. Featuring tile flooring throughout the main living areas, this home offers durability and easy maintenance. Major system upgrades include a recently updated furnace, A/C unit, and water heater for added comfort and efficiency plus an E/V charger. Step outside to a spacious backyard with a private swimming pool — perfect for entertaining, relaxing, and enjoying the High Desert lifestyle, the side yard has plenty of space for your RV and it features an RV cleanout as well. Located in a desirable neighborhood with public sewer access (no septic), this Hesperia pool home offers space, functionality, and incredible potential. Don’t miss this opportunity to make it your own!

Location

Hesperia, San Bernardino County, CA 92344

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Listed by: RODRIGO FRANCO · RE/MAX TIME REALTY

Payment estimate

$3,349

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $43,900 · Loan: $395,100

%
Principal & Interest
$2,428
Property tax (1.25%)
$457
Homeowners insurance
$300
Mortgage insurance
$165
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Hesperia home with as little as 3.5% down using an FHA loan — roughly $15,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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