$859,999
MLS: OC26163949
Beds
3
Baths
2
Sq Ft
1,321
Lot
0.10 ac
Year Built
1986
MLS #
OC26163949
Days on Market
4
Listed
Jul 31, 2026
Description
Welcome to 13456 Melody Road, where comfort, convenience, and location come together in one of Chino Hills' most desirable neighborhoods—Somerset Cottages! This charming 3-bedroom, 2-bath home offers 1,321 square feet of well-designed living space, including a downstairs bedroom and full bathroom, making it perfect for guests, extended family, or a private home office. The living room is warm and inviting with a beautiful fireplace that's perfect for cozy evenings, while the kitchen and remodeled bathrooms give the home a fresh, modern feel. Upstairs, you'll love the spacious primary suite featuring a walk-in closet and an updated en-suite bathroom. Additional upgrades include a new electrical panel and a Tesla charger, giving you peace of mind for years to come. Step outside to a generously sized backyard that's ready for summer BBQs, entertaining friends, or simply relaxing after a long day. What truly makes this home special is its incredible location. Imagine being able to walk to Costco, the movie theater, shopping, and everyday conveniences, while enjoying quick access to The Shoppes at Chino Hills, countless restaurants, and nearby freeways. Residents of Somerset Cottages also enjoy a low HOA with fantastic amenities, including a community pool, park, and playground. Homes in this neighborhood rarely come available—especially one that offers this combination of upgrades, functionality, and an unbeatable location. Don't miss your opportunity to call Melody Road home!
Location
Chino Hills, San Bernardino County, CA 91709
Open on Google Maps ↗Listed by: Joi Zerbel · Seven Gables Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,618
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $86,000 · Loan: $773,999
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,974
- Property tax (1.25%)
- $896
- Homeowners insurance
- $300
- Mortgage insurance
- $322
- HOA dues
- $126
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Chino Hills home with as little as 3.5% down using an FHA loan — roughly $30,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Chino Hills, CA 91709 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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