13544 Velma Pearl Way
Bakersfield, CA, 93314
$829,990
MLS: V1-34652
Beds
5
Baths
3
Sq Ft
2,917
Lot
0.26 ac
Year Built
2025
MLS #
V1-34652
Days on Market
62
Listed
Feb 13, 2026
Description
New Construction with 5 BD, 2.75 BA and a 5 Car Garage on a spacious lot in WD Estates! Located in a cul-de-sac tract with limited lots in Westdale North off of Jenkins and Hageman Rd. Features include double door entry, a split wing floor plan, great room, fireplace, quartz countertops, kitchen island, stainless steel appliances, double ovens, huge master suite with separate tub and shower, tankless hot water heater, and an oversized covered patio. approx. 2917 sq. ft, 5 bedrooms, 2.75 bathrooms, 5 car garage with pass through, exterior stone, block wall fencing and Owned Solar. There are so many options for the 5 car garage space including a workshop, extra parking or storage! Front Photos are of subject property. Interior photos are from the same floor plan. Finishes may vary.
Location
Bakersfield, Kern County, CA 93314
Open on Google Maps ↗Listed by: Suzanne Munger · Scott Rivera Real Estate Team
Payment estimate
$6,065
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $82,999 · Loan: $746,991
- Principal & Interest
- $4,590
- Property tax (1.25%)
- $865
- Homeowners insurance
- $300
- Mortgage insurance
- $311
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $29,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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