Under ContractTownhouse

1356 El Lazo Court

Camarillo, CA, 93012

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$661,500

MLS: V1-34927

Beds

2

Baths

2

Sq Ft

1,336

Lot

0.03 ac

Year Built

1989

MLS #

V1-34927

Days on Market

6

Listed

Mar 13, 2026

Description

This very cozey 2-bedroom/2-bath townhouse with a great open space next to it (gives the feeling of your own private 'play' or 'exercise' area) is located in the very sought after Mission Ridge Community, in Mission Oaks. It is at close proximity to stores and the well-maintained Mission Oaks Park that has lots of tennis courts. With 1 bedroom/1 bath downstairs and the primary suite upstairs, this townhouse is perfect for 2 roommates. The living room has high cathedral ceilings and is very bright and inviting. The 2-car garage has direct access to the kitchen.(FYI, the HOA covers pool/spa amenities; the roof which was recently redone in February, 2026; skylight and greenbelt maintenance. Also RV parking available for $40 per month with a one-time $50 deposit that is refundable and a $25 for key access that is also refundable).

Location

Camarillo, Ventura County, CA 93012

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Listed by: Betcy Elie · Meridian Capital Real Estate

Payment estimate

$4,895

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $66,150 · Loan: $595,350

%
Principal & Interest
$3,658
Property tax (1.25%)
$689
Homeowners insurance
$300
Mortgage insurance
$248
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $23,153 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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