Under ContractSingleFamilyResidence

28129 Village 28

Camarillo, CA, 93012

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$654,000

MLS: V1-34006

Beds

3

Baths

2

Sq Ft

1,498

Lot

0.04 ac

Year Built

1978

MLS #

V1-34006

Days on Market

75

Listed

Jan 9, 2026

Description

Welcome to resort-style living in this vibrant 55+ community, offering an incredible array of amenities including golf, pickleball, fitness center, wood shop, ceramics studio, heated pool and spa and countless social activities. This lovely home features 2 bedrooms, 2 bathrooms, plus a versatile den, perfect for a home office or guest space. The heat/ac/ductwork has all been updated. High ceilings create an open, airy feel throughout the home, complemented by fresh interior paint and new flooring in the dining room and den. The well-designed layout includes indoor laundry and attached garage. Spacious patio that is ideal for relaxing or entertaining.The add on room has now been removed resulting in lighter and brighter living space! Enjoy peaceful mornings overlooking a lush greenbelt from your patio. Conveniently located in Village 28, with easy access to community amenities and activities.This move-in-ready home offers comfort, convenience, and an active lifestyle--now is the time to make your move.

Location

Camarillo, Ventura County, CA 93012

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Listed by: Shawn Baker · BHHS California Properties

Payment estimate

$4,843

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $65,400 · Loan: $588,600

%
Principal & Interest
$3,616
Property tax (1.25%)
$681
Homeowners insurance
$300
Mortgage insurance
$245
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $22,890 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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