13570 Anchor
Victorville, CA, 92395
(No pictures available yet)
$1,199,999
MLS: CV26096567
Beds
5
Baths
4
Sq Ft
4,464
Lot
0.21 ac
Year Built
1987
MLS #
CV26096567
Days on Market
7
Listed
May 4, 2026
Description
Welcome to waterfront living in the highly sought-after Spring Valley Lake community. Situated on a premium cul-de-sac lot with direct lake access, this exceptional property offers a rare opportunity to own a home with a private floating boat slip—no longer permitted within the community, making it a highly desirable feature for lakefront buyers. Enjoy direct access to the water with your own private boat launch and floating slip, perfect for boating, paddleboarding, and lakeside living. The backyard is designed for entertaining and relaxation, featuring multiple patio areas, mature landscaping, and built-in indoor and outdoor speakers. Step inside to a spacious, light-filled layout with recessed lighting and large windows capturing the surrounding views. As you enter, you’re welcomed into a sunken formal living room, where a custom built-in wine display sits to the right, leading into the formal dining area, creating a warm and inviting space. The home features natural hardwood flooring throughout, including wood doors, while the primary and two additional bathrooms feature travertine flooring. The kitchen is equipped with designer Café appliances, granite countertops, and opens to a dedicated game room, ideal for entertaining. A standout feature is the speakeasy-inspired bar, offering a stylish space to unwind. Upstairs, a large secondary living area is currently set up as a movie room. Additional upgrades include a tankless water heater, whole-house water filtration system, and central vacuum system. The property also features RV parking, a 3-car garage with Sub-Zero refrigerator, ice maker, and a cigar humidor. Furniture is included, offering a turnkey opportunity. Residents enjoy access to a private beach lagoon, parks, tennis courts, and swimming areas, along with the nearby Bear Valley Country Club featuring an 18-hole private golf course, restaurant, and fitness center (membership may be required). This is a rare opportunity to own a waterfront property combining exclusivity, quality finishes, and resort-style living.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Janet Cisneros · REALTY ONE GROUP EMPIRE
Payment estimate
$8,833
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $120,000 · Loan: $1,079,999
- Principal & Interest
- $6,833
- Property tax (1.25%)
- $1,250
- Homeowners insurance
- $300
- Mortgage insurance
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $42,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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★#1 Producing Individual Realtor — Antelope Valley
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