13601 Philip Phelps Ave Avenue
Bakersfield, CA, 93314
$794,990
MLS: V1-33306
Beds
4
Baths
1
Sq Ft
2,709
Lot
0.28 ac
Year Built
2025
MLS #
V1-33306
Days on Market
127
Listed
Nov 10, 2025
Description
New Construction in WD Estates With a 6 Car Garage, RV Parking and Paid Solar From Farrow Homes! Located in the heart of Rosedale in a new development with limited lots, Home boasts approx. 2709 sq. ft. of living space and features 4 Bedroom, 2.75 Bathroom on an estimated approx. 12,196 sq. ft. lot. Features include a Great Room floor plan, split-wing layout, extended LVP flooring in living areas and fireplace. Kitchen features quartz countertops and island, white cabinets, farmhouse sink, double ovens, and stainless appliances. A large sliding door extends to the covered patio and the backyard with block wall surround. The 6 Car Garage includes a pass through door. There are so many options for this space including a workshop, extra parking or storage! Estimated completion early 2026!
Location
Bakersfield, Kern County, CA 93314
Open on Google Maps ↗Listed by: Suzanne Munger · Scott Rivera Real Estate Team
Payment estimate
$5,822
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $79,499 · Loan: $715,491
- Principal & Interest
- $4,396
- Property tax (1.25%)
- $828
- Homeowners insurance
- $300
- Mortgage insurance
- $298
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $27,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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