ActiveSingleFamilyResidence

13615 Velma Pearl Way

Bakersfield, CA, 93314

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$890,990

MLS: V1-33171

Beds

5

Baths

3

Sq Ft

3,129

Lot

0.27 ac

Year Built

2025

MLS #

V1-33171

Days on Market

228

Listed

Oct 31, 2025

Description

WD Estates Completed New Construction With Paid Solar From Lucca Building Co! Located in the heart of Rosedale in a new development with limited lots, Enjoy over 3,100 sq. ft. of living space in this stunning 5 Bedroom, 2.5 Bathroom home on a large approx. 11,761 sq. ft. corner lot. Features include Courtyard Entry, Great Room floor plan, Formal Dining, a split-wing layout, extended LVP flooring in living areas and raised hearth fireplace. The expansive kitchen features quartz countertops and island, white cabinets, farmhouse sink, double ovens, and stainless appliances. A large sliding door extends to the covered patio and the backyard with block wall surround. Other features include an oversized approx. 765 sq. ft. 3-car garage, paid solar, and acrylic stucco!

Location

Bakersfield, Kern County, CA 93314

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Listed by: Suzanne Munger · Scott Rivera Real Estate Team

Payment estimate

$6,641

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $89,099 · Loan: $801,891

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$5,079
Property tax (1.25%)
$928
Homeowners insurance
$300
Mortgage insurance
$334
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $31,185 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Bakersfield, CA 93314 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.