13615 Velma Pearl Way
Bakersfield, CA, 93314
$890,990
MLS: V1-33171
Beds
5
Baths
3
Sq Ft
3,129
Lot
0.27 ac
Year Built
2025
MLS #
V1-33171
Days on Market
167
Listed
Oct 31, 2025
Description
WD Estates New Construction With Paid Solar From Lucca Building Co! Located in the heart of Rosedale in a new development with limited lots, Enjoy over 3,100 sq. ft. of living space in this stunning 5 Bedroom, 2.5 Bathroom home on a large approx. 11,761 sq. ft. corner lot. Features include Courtyard Entry, Great Room floor plan, Formal Dining, a split-wing layout, extended LVP flooring in living areas and raised hearth fireplace. The expansive kitchen features quartz countertops and island, white cabinets, farmhouse sink, double ovens, and stainless appliances. A large sliding door extends to the covered patio and the backyard with block wall surround. Other features include an oversized approx. 765 sq. ft. 3-car garage, paid solar, and acrylic stucco! Estimated completion early 2026!
Location
Bakersfield, Kern County, CA 93314
Open on Google Maps ↗Listed by: Suzanne Munger · Scott Rivera Real Estate Team
Payment estimate
$6,489
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,099 · Loan: $801,891
- Principal & Interest
- $4,927
- Property tax (1.25%)
- $928
- Homeowners insurance
- $300
- Mortgage insurance
- $334
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $31,185 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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