1365 Donegal Way
Oxnard, CA, 93035
$1,429,995
MLS: V1-34551
Beds
3
Baths
3
Sq Ft
2,619
Lot
0.10 ac
Year Built
2006
MLS #
V1-34551
Days on Market
62
Listed
Feb 19, 2026
Description
Gated Seabridge Port Meridian home on Coral Island with a 30' boat dock! This stunning 3-bedroom, 2.5 bath home with 2,619 sq ft boasts an open kitchen with a large island, double oven, refrigerator, and 5-burner gas cooktop stove. The spacious living room and formal dining room are just steps away from your private patio. Upgraded plantation shutters throughout add a touch of elegance to every room.Downstairs, you'll find an office that could easily be converted into a bedroom, along with a convenient half bath. Upstairs, there are 3 additional bedrooms. The primary suite features a cozy retreat with a wraparound fireplace, walk-in closet, and vanity.Seabridge is a 24-hour guard-gated community located on an island, offering ultimate privacy and security. Just across the bridge, you'll find a variety of great restaurants, shopping, gyms, grocery stores, and plenty of activities. It's a very pet-friendly neighborhood with lots of walking paths, making it a great place for both you and your furry friends to enjoy.Best of all, you can take advantage of fantastic amenities, including a pool, spa, clubhouse, and gym. This home is ideally situated between L.A. and Santa Barbara in Channel Islands Harbor, where you can stroll along the harbor, boat to nearby restaurants or yacht clubs, shop, or walk to waterfront dining options.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Garry Eberhardt · KellerWilliamsWestVenturaCount
Payment estimate
$10,233
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $143,000 · Loan: $1,286,995
- Principal & Interest
- $7,908
- Property tax (1.25%)
- $1,490
- Homeowners insurance
- $300
- Mortgage insurance
- $536
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $50,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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