ActiveSingleFamilyResidence

4073 Galapagos Way

Oxnard, CA, 93035

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$1,550,000

MLS: CV26020220

Beds

4

Baths

3

Sq Ft

2,820

Lot

0.09 ac

Year Built

2008

MLS #

CV26020220

Days on Market

68

Listed

Feb 11, 2026

Description

Welcome to 4073 Galapagos Way, a stunning residence nestled in the heart of vibrant Oxnard, California. This beautifully designed home blends comfort and luxury, offering 2,820 square feet of thoughtfully planned living space on a 4,100 sq. ft. lot. with outdoor patio and custom dog run. Beyond the secured gated entry, you’re welcomed by a warm and inviting ambiance that immediately feels like home. The main level features a full bedroom and bathroom, perfect for guests, multi-generational living, or a flexible home office. Upstairs, you’ll find three spacious bedrooms, two full bathrooms, and a generous loft, ideal for a media room, play area, or additional living space. Designed for both everyday living and entertaining, the home’s open floor plan is filled with natural light, enhancing the sense of space and flow throughout. Every room has been carefully crafted with comfort and functionality in mind. The outdoor lifestyle this property offers truly sets it apart. Enjoy private outdoor dining, take peaceful walks to the nearby marina, or take advantage of convenient beach access—perfect for relaxation, recreation, and coastal living at its finest. Ideally located, this home places you close to local shops, restaurants, parks, and recreational facilities, ensuring everything you need is just moments away. Oxnard is celebrated for its rich history, cultural diversity, and year-round community events. Residents also benefit from excellent schools, medical facilities, public transportation, and a strong sense of community in a safe, welcoming environment. 4073 Galapagos Way is more than a home—it’s a lifestyle. Whether you’re seeking an active coastal experience or a serene retreat with modern conveniences, this exceptional property offers the best of both worlds. Come experience your own slice of paradise at 4073 Galapagos Way. "Some photos have been virtually enhanced and may not represent current condition."

Location

Oxnard, Ventura County, CA 93035

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Listed by: David Frisella · KALEO REAL ESTATE COMPANY

Payment estimate

$11,067

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $155,000 · Loan: $1,395,000

%
Principal & Interest
$8,571
Property tax (1.25%)
$1,615
Homeowners insurance
$300
Mortgage insurance
$581
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $54,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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