137 Fillmore Avenue
Oxnard, CA, 93035
$1,815,000
MLS: V1-34959
Beds
3
Baths
3
Sq Ft
2,177
Lot
0.05 ac
Year Built
2003
MLS #
V1-34959
Days on Market
27
Listed
Mar 3, 2026
Description
Just eight houses from the sand, this meticulously maintained Spanish-style home delivers the full beach lifestyle without compromise. From the hand-carved solid wood entry door and Talavera tile accents to the travertine floors and wrought iron staircase, the craftsmanship throughout is a cut above; every surface thoughtfully finished, nothing overlooked.The open main level flows easily from a generous living room anchored by a travertine fireplace to a warm dining area and a chef's kitchen with rich custom cabinetry, granite countertops, stainless appliances, and a peninsula counter that invites casual dining and conversation. Wood shutters, and a tropical ceiling fan give the space a relaxed, coastal character that feels both polished and lived-in.The primary suite is a true retreat; spacious and quiet, with a jetted soaking tub, walk-in tiled shower, and custom vanity. Two additional bedrooms and a versatile lower-level bonus room with a fireplace and wet bar round out the 2,177 sq ft of living space across three floors.The crown of the home is the private rooftop deck - open sky, ocean horizon, and the Channel Islands floating on the water. Sunsets here are something else entirely.With a 2-car garage, front patio courtyard, and beach access steps away, this is the rare property that checks every box - built with care, kept with pride, and ready for its next chapter.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Andrea Chaffey · RE/MAX Gold Coast-Beach Marina Office
Payment estimate
$12,908
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $181,500 · Loan: $1,633,500
- Principal & Interest
- $10,037
- Property tax (1.25%)
- $1,891
- Homeowners insurance
- $300
- Mortgage insurance
- $681
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $63,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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