5003 Island View Street
Oxnard, CA, 93035
$1,725,000
MLS: V1-35389
Beds
3
Baths
2
Sq Ft
2,025
Lot
0.09 ac
Year Built
1977
MLS #
V1-35389
Days on Market
1
Listed
Mar 30, 2026
Description
Located along one of the most desirable stretches of beach in Ventura County, this property offers a rare opportunity for coastal living approximately halfway between Los Angeles and Santa Barbara.The home currently holds an active short-term (vacation) rental permit, which may allow for Airbnb or similar use (buyer to verify with the City of Oxnard), providing potential flexibility for personal use or rental.Positioned just 8 homes from Mandalay Bay Road, the property is approximately a short walk to the beach. Situated mid-block on a curb-and-sidewalk street, the location offers convenient access and a traditional neighborhood setting.The interior features a light-filled layout with high wood-beamed ceilings in the living room and a raised-hearth brick fireplace (non-operational). The main level includes a living area, dining space, kitchen with breakfast bar, two bedrooms, and a full bathroom.The second floor includes a primary bedroom, full bathroom, loft-style family room, and access to a large deck above the 3-car garage. The layout provides multiple living and gathering areas suited for a variety of uses.Large windows throughout contribute to a bright interior, and the open floor plan allows for flexible living arrangements. Outdoor space offers the opportunity to enjoy coastal air and nearby beach access.Conveniently located near Oxnard beaches, local dining, and recreational amenities.Buyer to verify all property details, including square footage, permits, vacation rental eligibility, and current regulations.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Hans Hormann · Sun Coast R. E.Downtown
Payment estimate
$12,283
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $172,500 · Loan: $1,552,500
- Principal & Interest
- $9,539
- Property tax (1.25%)
- $1,797
- Homeowners insurance
- $300
- Mortgage insurance
- $647
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $60,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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