1390 Pepper Tree Lane
San Bernardino, CA, 92404
$549,000
MLS: PW26049186
Beds
4
Baths
3
Sq Ft
1,391
Lot
0.17 ac
Year Built
1951
MLS #
PW26049186
Days on Market
46
Listed
Mar 5, 2026
Description
**Stunning Fully Renovated 4-Bedroom, 3-Bath Home** Welcome to this your dream home! This beautifully renovated property combines modern elegance with comfort, making it perfect for families and entertainers alike. Includes 4 spacious bedrooms, offering plenty of natural light and ample closet space. With 3 stylishly updated bathrooms featuring contemporary fixtures and finishes. The expanded kitchen offers an open-concept layout that flows effortlessly from the kitchen to the living and dining areas creating a warm and inviting atmosphere. Brand new appliances, ensuring a seamless cooking experience. Luxurious quartz countertops and an expansive kitchen island, perfect for meal prep and social gatherings. Owners have upgraded many other features like a new HVAC system for year-round comfort, recessed lighting, a tankless water heater, new interior walls throughout home, all new interior and exterior paint, and a brand new roof. The generous backyard is ideal for barbecues, gardening, or simply enjoying the outdoors. With brand new fencing surrounding the entire backyard for extra privacy. Plenty of backyard space for potential additions like a patio or play area for kids. Attached two-car garage with a beautiful stylish garage door, providing convenience and additional storage options. This home is a perfect blend of style, functionality, and location. Don’t miss your chance to make it your Dream Home!
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Angelica Marquez · J. Elite Realtors
Payment estimate
$4,114
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,900 · Loan: $494,100
- Principal & Interest
- $3,036
- Property tax (1.25%)
- $572
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $19,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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