6741 Elm
San Bernardino, CA, 92404
$499,999
MLS: CV26072065
Beds
4
Baths
2
Sq Ft
1,248
Lot
0.18 ac
Year Built
1953
MLS #
CV26072065
Days on Market
9
Listed
Apr 3, 2026
Description
Huge Price Reduction! Bring your buyers and take advantage of this exceptional and unbeatable opportunity to own a 4-bedroom, 2 full-bath home in a desirable neighborhood. Welcome to this beautifully maintained, move-in ready home, ideal for first-time buyers and families alike. This property features 4 spacious bedrooms and 2 full bathrooms, plus a 2-car attached garage with direct access to the home. Situated on a generous 7,875 sq. ft. lot, the home offers large front and back yards with new grass, perfect for family gatherings and outdoor entertaining. The yard also includes mature fruit trees, adding both charm and functionality. Inside, you’ll find a remodeled kitchen with quartz countertops and brand-new cabinetry, a dedicated laundry room, and a bonus room that can be used as an office, playroom, or additional living space. The home is equipped with double-pane windows and has been exceptionally well maintained. Enjoy beautiful mountain views and convenient access to the 210 Freeway, making commuting easy
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Ariel Alamillo · OPTION ONE REAL ESTATE
Payment estimate
$3,773
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $50,000 · Loan: $449,999
- Principal & Interest
- $2,765
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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