1401 Waterford Lane
Fillmore, CA, 93015
$765,000
Original list price: $775,000
MLS: V1-35723
Beds
4
Baths
3
Sq Ft
1,594
Lot
0.17 ac
Year Built
1986
MLS #
V1-35723
Days on Market
10
Listed
May 1, 2026
Description
Enjoy breathtaking mountain and river views from this two-story, 4-bedroom, 3-bathroom home in the charming city of Fillmore. Offering approximately 1,594 square feet of living space on a generous 7,405 square foot lot, this property presents a fantastic opportunity to create your ideal home.Ideally located on the west side of the Waterford street, the home offers added privacy with no rear neighbors and stunning views of the Santa Clara River. Take in the scenic mountain and river vistas from both the backyard and the upstairs of the home, creating a truly special setting.The functional floor plan includes one bedroom and one bathroom on the main level, with three additional bedrooms and two bathrooms upstairs.The spacious backyard is ideal for relaxing or entertaining, complete with several fruit trees and a high-clearance steel car/truck cover--perfect for automotive enthusiasts, hobbyists, or anyone in need of a versatile workspace.With great bones and an unbeatable setting, this home is ready for your vision and personal touch to make it truly your own.
Location
Fillmore, Ventura County, CA 93015
Open on Google Maps ↗Listed by: Rudy Ramirez · Century 21 Masters
Payment estimate
$5,740
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $76,500 · Loan: $688,500
- Principal & Interest
- $4,356
- Property tax (1.25%)
- $797
- Homeowners insurance
- $300
- Mortgage insurance
- $287
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Fillmore home with as little as 3.5% down using an FHA loan — roughly $26,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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