ActiveSingleFamilyResidence

1172 Oak Avenue

Fillmore, CA, 93015

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$725,000

MLS: V1-34809

Beds

3

Baths

2

Sq Ft

1,368

Lot

0.18 ac

Year Built

1958

MLS #

V1-34809

Days on Market

58

Listed

Feb 21, 2026

Description

This charming midcentury home offers the perfect blend of rural tranquility and modern comfort. Located in the desirable Oak Avenue area of Fillmore, the three-bedroom, two-bath residence is surrounded by orchards and open space, capturing the area's peaceful country character. Built in 1958 and offering approximately 1,368 square feet of living space, the home features thoughtful updates including newer windows with shutters, recessed lighting, and modern heating and air conditioning. Recent upgrades such as a full electrical rewiring and a new septic system within the past five years provide added confidence and convenience. Just minutes from town, the property enjoys a semi-rural setting with easy access to local amenities. A covered back patio overlooks the lawn and valley beyond, an inviting spot to relax, entertain, or simply enjoy the quiet beauty of the surroundings. This is a home that truly embodies comfort, serenity, and timeless appeal.

Location

Fillmore, Ventura County, CA 93015

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Listed by: Samuel Dunbar · The Dunbar Group

Payment estimate

$5,336

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $72,500 · Loan: $652,500

%
Principal & Interest
$4,009
Property tax (1.25%)
$755
Homeowners insurance
$300
Mortgage insurance
$272
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Fillmore home with as little as 3.5% down using an FHA loan — roughly $25,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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