Under ContractSingleFamilyResidence

1172 Oak Avenue

Fillmore, CA, 93015

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$710,000

Original list price: $739,000

MLS: V1-34809

Beds

3

Baths

2

Sq Ft

1,368

Lot

0.18 ac

Year Built

1958

MLS #

V1-34809

Days on Market

68

Listed

Feb 21, 2026

Description

This charming midcentury home offers the perfect blend of rural tranquility and modern comfort. Now presented at an improved, more compelling price. Located in the desirable Oak Avenue area of Fillmore, this three-bedroom, two-bath residence is surrounded by orchards and open space, capturing the area's peaceful country character. Built in 1958 and offering approximately 1,368 square feet of living space, the home features thoughtful updates including newer windows with shutters, recessed lighting, and modern heating and air conditioning. Recent upgrades such as full electrical rewiring and a new septic system within the past five years provide added confidence and convenience.Despite its many upgrades and inviting setting, this home has been overlooked by many buyers. This creates a standout opportunity at the new, reduced price. Just minutes from town, the property enjoys a semi-rural setting with easy access to local amenities. A covered back patio overlooks the lawn and valley beyond--an ideal space to relax, entertain, or simply take in the quiet beauty of the surroundings. This is a home that truly embodies comfort, serenity, and exceptional value.

Location

Fillmore, Ventura County, CA 93015

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Listed by: Samuel Dunbar · The Dunbar Group

Payment estimate

$5,353

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $71,000 · Loan: $639,000

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$4,047
Property tax (1.25%)
$740
Homeowners insurance
$300
Mortgage insurance
$266
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Fillmore home with as little as 3.5% down using an FHA loan — roughly $24,850 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Fillmore, CA 93015 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.