1404 4th Street
Simi Valley, CA, 93065
$695,000
MLS: 226003341
Beds
4
Baths
2
Sq Ft
1,200
Lot
0.17 ac
Year Built
1958
MLS #
226003341
Days on Market
14
Listed
Jul 16, 2026
Description
Get your foot in the door with this charming 4 bedroom starter home priced just right. The home is beautifully painted and restored on the outside. Inside, the home is also freshly painted, clean and functional. The flooring is luxury vinyl for easy maintenance and handling the throws of life. As you walk in the front door, you will notice the high vaulted ceiling and floor to ceiling fireplace. There is a dining area off of the living area which is connected to the kitchen which can be used as it or updated to your liking; the 5 burner gas cooktop is brand new. This desirable layout features two bedrooms on one side of the home with a full bath, shower combo and two more bedrooms on the other side of the house also with a full bath with shower stall. Your laundry area is conveniently located inside. One of the bedrooms has a sliding door which makes it great for an office or keep it as a bedroom. There is a two car garage with a separate door accessible from the side of the house that has plenty of space for an RV, boat, or extra parking. This price in this neighborhood will not last long, write an offer today!
Location
Simi Valley, Ventura County, CA 93065
Open on Google Maps ↗Listed by: Jessica Schultz · eXp Realty of California Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,317
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,500 · Loan: $625,500
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,032
- Property tax (1.25%)
- $724
- Homeowners insurance
- $300
- Mortgage insurance
- $261
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $24,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Simi Valley, CA 93065 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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