14266 Kiowa
Apple Valley, CA, 92307
$455,000
MLS: HD26044665
Beds
3
Baths
2
Sq Ft
1,797
Lot
0.99 ac
Year Built
2005
MLS #
HD26044665
Days on Market
30
Listed
Mar 1, 2026
Description
Welcome to this beautifully updated home in the desirable Apple Valley Ranchos area, offering the perfect blend of rural living with modern comfort. Built in 2005 and situated on a fully fenced flat 1-acre lot, this move-in ready property provides space, privacy, and versatility. Recently professionally painted inside and out, the home features laminate flooring and tile throughout — no carpeting. The spacious living room offers a cozy fireplace and ceiling fans throughout the home for year-round comfort. The kitchen includes a new stainless steel dishwasher and microwave, making it ready for everyday living and entertaining. The septic system has recently been pumped and serviced, offering added peace of mind for the new owner. This functional floor plan offers 3 bedrooms plus a den (ideal for a home office or potential 4th bedroom) and 2 full baths. Step outside to enjoy the covered back patio, perfect for relaxing or entertaining. The expansive lot includes a large front yard with white vinyl fencing, lawn and decorative river rock, RV access, room for all your toys, and a dog kennel. Tile roof and ample driveway parking complete the package. Located near Rancho Hills High School and described as rural living by Google, this property offers space to breathe while still being conveniently located. Just move right in and enjoy High Desert living at its best! This property qualifies for PRMG’s VA Hometown Hero Credit Program. This program is for VA home loans only. PRMG will credit the buyer an amount equal to 2% of the VA loan amount up to ($21,000) towards the buyer’s closing costs or interest rate buy downs. Buyer is not obligated to use Jenn Fretwell of PRMG to have their offer accepted; however, they must use Jenn Fretwell with PRMG at (831)596-7462 to qualify for the lender credit.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Frances Chevalier · Coldwell Banker Home Source
Payment estimate
$3,461
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,500 · Loan: $409,500
- Principal & Interest
- $2,516
- Property tax (1.25%)
- $474
- Homeowners insurance
- $300
- Mortgage insurance
- $171
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $15,925 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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