20585 Yucca Loma
Apple Valley, CA, 92307
$424,900
MLS: IV26043248
Beds
3
Baths
2
Sq Ft
1,681
Lot
0.69 ac
Year Built
1979
MLS #
IV26043248
Days on Market
52
Listed
Feb 26, 2026
Description
HOT BUY!!! HOT BUY!!! HOT BUY!!! BEAUTIFUL COMPLETELY REMODELED BLACK AND WHITE RANCH STYLE HOME LOCATED ON OVER 1/2 ACRE LOT. THIS HOME BOOSTS WITH NEW AMENITIES THROUGHOUT, THE SPARKLING KITHEN HAS NEW WHITE SHAKER CABINETS, QUARTZ COUNTERTOPS, DESIGNER BACK SPLASH, WOOD VINYL FLOORING, BASEBOARDS, BATHROOMS INCLUDES NEW CUSTOM VANITIES WITH TILE WORK IN MASTER BEDROOM SHOWER. ALL NEW PAINT INSIDE AND OUTSIDE WITH NEWER PATIO COVER. SELLER TO INSTALL NEW STAINLESS STEEL APPLIANCES IN KITCHEN AT CLOSE OF ESCROW. FIRST SHOWINGS WILL WRITE THIS ONE UP. 24 HOUR RESPONSE ON ALL OFFERS
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: DAN MASSEY · NATIONAL REALTY GROUP
Payment estimate
$3,252
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,490 · Loan: $382,410
- Principal & Interest
- $2,350
- Property tax (1.25%)
- $443
- Homeowners insurance
- $300
- Mortgage insurance
- $159
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $14,872 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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