ActiveTownhouse

1469 Reef Lane

San Pedro, CA, 90732

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$954,250

MLS: OC26034661

Beds

4

Baths

4

Sq Ft

1,828

Lot

0.02 ac

Year Built

2026

MLS #

OC26034661

Days on Market

1

Listed

Feb 18, 2026

Description

Brand new, energy-efficient home available NOW! This Residence 3 home features a private, entry-level suite and an open-concept living space with a designer-curated kitchen, walk-in pantry and large balcony. Three more bedrooms fill the top floor along with two full bathrooms and laundry closet. Introducing exceptional, coastal living at Cabrilla at Ponte Vista, now selling with designer-decorated model homes. Offering spacious townhomes with unique, open-concept floorplans in the gated Ponte Vista community complete with an array of resort-style amenities. We also build each home with innovative, energy-efficient features that lower your utility bills so that you can afford to do more living.* Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Location

San Pedro, Los Angeles County, CA 90732

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Listed by: Shawn Black · Meritage Homes of California

Payment estimate

$6,929

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $95,425 · Loan: $858,825

%
Principal & Interest
$5,277
Property tax (1.25%)
$994
Homeowners insurance
$300
Mortgage insurance
$358
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Pedro home with as little as 3.5% down using an FHA loan — roughly $33,399 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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