14695 Ocotilla
Apple Valley, CA, 92307
$369,000
Original list price: $450,000
MLS: SW26010320
Beds
3
Baths
2
Sq Ft
1,480
Lot
0.46 ac
Year Built
1965
MLS #
SW26010320
Days on Market
107
Listed
Jan 27, 2026
Description
Welcome to this charming ranch-style home nestled in a secluded and private setting. Situated on a generous half-acre lot, this beautifully updated residence offers three bedrooms and two bathrooms with approximately 1,480 square feet of comfortable living space. Many of the finishes are less than two years old, including fresh interior paint, newer flooring, the kitchen hs been remodeled, and tastefully updated bathrooms. The inviting living room features a cozy potbelly stove, perfect for relaxing evenings, while an additional family room provides extra space for entertaining or everyday living. The bright kitchen showcases elegant quartz countertops, crisp white cabinetry, and stainless steel appliances. This property also includes a private casita with its own bathroom—ideal for guests or extended family—along with a one-and-a-half car garage. The entire property is fully fenced, offering exceptional privacy and a peaceful retreat-like atmosphere. Photos have been dingily enhanced.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Kathy Vineyard · Re/Max Diamond Prestige
Payment estimate
$2,926
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,900 · Loan: $332,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,103
- Property tax (1.25%)
- $384
- Homeowners insurance
- $300
- Mortgage insurance
- $138
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $12,915 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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