148 Crystal Lake Road
Big Bear, CA, 92315
$449,000
MLS: 219142104PS
Beds
2
Baths
2
Sq Ft
1,048
Lot
0.17 ac
Year Built
1989
MLS #
219142104PS
Days on Market
58
Listed
Jan 26, 2026
Description
Tucked away in the highly desirable Fox Farm neighborhood, this inviting mountain cabin offers a central Big Bear location with easy access to the lake, ski resorts, shopping, dining, and trails. Surrounded by tall pines, the setting feels peaceful and private while remaining close to everything. The home sits on a level lot with easy year-round access, a concrete driveway, and a convenient walkway. A single-level floor plan makes living simple and comfortable. Relax on the covered front porch or entertain on the spacious back deck, ideal for enjoying the fresh mountain air. Inside, the living room is warmed by an efficient wood-burning stove, creating a cozy gathering space after a day outdoors. The layout includes laundry, a spacious primary suite, and an additional 3/4 bath, offering flexibility for full-time living, a second home, or rental use. A classic Big Bear cabin in one of the area's most sought-after neighborhoods--comfortable, accessible, and perfectly positioned to enjoy the mountain lifestyle.
Location
Big Bear, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Erin Lanza · RE/MAX Big Bear
Payment estimate
$3,419
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,900 · Loan: $404,100
- Principal & Interest
- $2,483
- Property tax (1.25%)
- $468
- Homeowners insurance
- $300
- Mortgage insurance
- $168
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $15,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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