14809 Septo Street
San Fernando, CA, 91345
$849,000
MLS: SR26152328
Beds
3
Baths
3
Sq Ft
2,139
Lot
0.18 ac
Year Built
1952
MLS #
SR26152328
Days on Market
14
Listed
Jul 15, 2026
Description
REVIEWING INITIAL OFFERS TUESDAY 7/21/26. This home is built for real life. At approximately 2,139 square feet with three bedrooms and two and a half bathrooms, it's one of the biggest floor plans in the neighborhood, so space is never something you'll have to worry about.The living room is bright and welcoming, and the formal dining room is ready for everything from a quiet dinner to the whole family showing up for the holidays. Down the hall you'll find a den that works as a home office, a playroom, or the spot everyone gathers for movie night. It's flexible enough to become whatever you need.The primary suite is set apart from the secondary bedrooms for real privacy, and it comes with its own patio, perfect for coffee in the morning or unwinding outside once the sun goes down. There's also real upside for the future. The garage is attached but separate from the main house, so it's already set up to become a flex space, or with its own entrance, a possible JADU. The driveway is large and sits behind a gate, giving you extra privacy and peace of mind.The lot outside gives you plenty of room to garden, entertain, or build the backyard you've been picturing. And there's real value built in too: a newer electrical panel and solar that's already paid off, so you start saving on utilities right away. With no HOA, you get the freedom to make this place your own. Schedule your tour today!
Location
San Fernando, Los Angeles County, CA 91345
Open on Google Maps ↗Listed by: Cole Mitchell · Real Brokerage Technologies, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,413
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $84,900 · Loan: $764,100
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,910
- Property tax (1.25%)
- $884
- Homeowners insurance
- $300
- Mortgage insurance
- $318
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Fernando home with as little as 3.5% down using an FHA loan — roughly $29,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Fernando, CA 91345 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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