149 E 4th
San Bernardino, CA, 92410
$500,000
Original list price: $525,000
MLS: PW25272348
Beds
2
Baths
2
Sq Ft
879
Lot
0.17 ac
Year Built
1920
MLS #
PW25272348
Days on Market
115
Listed
Feb 21, 2026
Description
Back on the market! Welcome home! This stunning 2 bedroom 2 bath plus a bonus room residence has been updated to offer the perfect blend of style and comfort. Step inside to find an open concept floor plan drenched in natural light, featuring luxurious, modern laminate flooring throughout. Fall in love with your stylish kitchen, anchored by sleek quartz countertops, contemporary cabinetry and an in-kitchen dining area that flows seamlessly into the living area, or step out back to your private covered patio, making this home ideal for hosting weekend gatherings. Privacy and potential are the themes here! With an oversized 7,500 sqft lot, you still have ample space for expansion and endless possibilities to fit your needs! Situated in the heart of San Bernardino, you are minutes away from local shopping, dining, and major freeway access, making this gem a commuter's dream!
Location
San Bernardino, San Bernardino County, CA 92410
Open on Google Maps ↗Listed by: Jose Gutierrez · California Realty Corporation
Payment estimate
$3,859
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $50,000 · Loan: $450,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,850
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $188
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92410 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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