149 E 4th
San Bernardino, CA, 92410
$500,000
MLS: PW25272348
Beds
2
Baths
2
Sq Ft
879
Lot
0.17 ac
Year Built
1920
MLS #
PW25272348
Days on Market
56
Listed
Feb 21, 2026
Description
Back on the market! Welcome home! This stunning 2 bedroom 2 bath plus a bonus room residence has been updated to offer the perfect blend of style and comfort. Step inside to find an open concept floor plan drenched in natural light, featuring luxurious, modern laminate flooring throughout. Fall in love with your stylish kitchen, anchored by sleek quartz countertops, contemporary cabinetry and an in-kitchen dining area that flows seamlessly into the living area, or step out back to your private covered patio, making this home ideal for hosting weekend gatherings. Privacy and potential are the themes here! With an oversized 7,500 sqft lot, you still have ample space for expansion and endless possibilities to fit your needs! Situated in the heart of San Bernardino, you are minutes away from local shopping, dining, and major freeway access, making this gem a commuter's dream!
Location
San Bernardino, San Bernardino County, CA 92410
Open on Google Maps ↗Listed by: Jose Gutierrez · California Realty Corporation
Payment estimate
$3,773
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $50,000 · Loan: $450,000
- Principal & Interest
- $2,765
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $188
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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