Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveCondominium

149 W 6TH STREET 51

San Bernardino, CA, 92401

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$209,999

MLS: PW26007503

Beds

2

Baths

2

Sq Ft

931

Lot

0.02 ac

Year Built

1981

MLS #

PW26007503

Days on Market

100

Listed

Jan 12, 2026

Description

AS-IS sale. Centrally located condominium in the heart of Downtown San Bernardino. The unit offers a functional layout with comfortable living space, a practical kitchen, and well-proportioned bedrooms. The community features shared common areas and benefits from a central location near dining, shopping, entertainment, and local amenities. Convenient access to major freeways, public transportation, and nearby government, medical, and educational centers. Buyer to conduct all due diligence regarding condition and HOA requirements. Great Investment Property PROJECT VA APPROVED

Location

San Bernardino, San Bernardino County, CA 92401

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Listed by: Sadrudin Lalani · Personal Touch Finance Inc.

Payment estimate

$1,759

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $21,000 · Loan: $188,999

%
Principal & Interest
$1,161
Property tax (1.25%)
$219
Homeowners insurance
$300
Mortgage insurance
$79
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $7,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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