149 W 6th Street
San Bernardino, CA, 92401
$210,000
MLS: RS26029151
Beds
2
Baths
2
Sq Ft
886
Lot
0.02 ac
Year Built
1988
MLS #
RS26029151
Days on Market
30
Listed
Feb 14, 2026
Description
A great opportunity to own a piece of real estate in Southern Californ in this gated community. This unit is located at the main floor and is good for the starter to own a home or the downsizing family or even an investment to lease the unit! The spacious 886 sq. ft. unit has a large living room ajoining to the kitchen and open up to the patio. The community is easy access to the 10, 210 and 215 freeways and short distance to downtown shopping, library, city hall and park with lake. This two bedroom two bath has everything you need but just need some tender loving care to become a welcome home of yours! With this affordable price, just stop by to see it!
Location
San Bernardino, San Bernardino County, CA 92401
Open on Google Maps ↗Listed by: Betty Chang · First Team Real Estate - Cerritos
Payment estimate
$1,759
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $21,000 · Loan: $189,000
- Principal & Interest
- $1,161
- Property tax (1.25%)
- $219
- Homeowners insurance
- $300
- Mortgage insurance
- $79
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $7,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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