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ActiveSingleFamilyResidence

1520 Rugby Cir

Thousand Oaks, CA, 91360

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$1,135,000

MLS: SR26169852

Beds

5

Baths

2

Sq Ft

2,085

Lot

0.24 ac

Year Built

1962

MLS #

SR26169852

Days on Market

0

Listed

Aug 5, 2026

Description

Welcome to this charming single story home nestled on a peaceful cul-de-sac in the highly desirable Shadow Oaks neighborhood of Thousand Oaks. Offering 5 bedrooms, 2 bathrooms, and nearly 2,100 square feet of living space, this home combines comfort, functionality, and an exceptional location within a sought after school district. Inside, you'll find beautiful dark wood flooring that flows throughout the home, creating a warm and inviting atmosphere. The thoughtfully designed floor plan offers spacious living areas, generous bedrooms, and an attached garage for added convenience. Step outside to a private backyard oasis featuring mature shade trees, fruit trees, a lush grassy area perfect for play or entertaining, and a cozy fire pit for relaxing evenings, this outdoor space offers endless possibilities. Conveniently located near parks, shopping, dining, and top rated schools, this exceptional Shadow Oaks home is a rare opportunity to enjoy single story living in one of Thousand Oaks' most established and desirable neighborhoods.

Location

Thousand Oaks, Ventura County, CA 91360

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Listed by: Kara Katz · Compass

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$8,472

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $113,500 · Loan: $1,021,500

%

Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$6,564
Property tax (1.25%)
$1,182
Homeowners insurance
$300
Mortgage insurance
$426
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jul 30, 2026

30-year fixed
6.66%
15-year fixed
6.04%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Thousand Oaks home with as little as 3.5% down using an FHA loan — roughly $39,725 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 91360 (Thousand Oaks)within ±10% of this home's price and size.

Local Market Stats

See Thousand Oaks, CA 91360 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.