PendingTownhouse

1520 W 227th 6

Torrance, CA, 90501

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$660,000

MLS: PW25268236

Beds

3

Baths

3

Sq Ft

1,340

Lot

0.33 ac

Year Built

2007

MLS #

PW25268236

Days on Market

84

Listed

Dec 11, 2025

Description

New Price! This 3-bedroom, 2.5-bath townhome in the South Bay qualifies for a $20,000 assistance grant that you don't have to repay. It also just might check every box you didn’t even know you had. Love natural light? You’ll get plenty, thanks to the generous windows that seem to know exactly when to let the sunshine in. Prefer your fireplace to be low-maintenance? One click, and you’re in cozy mode. The kitchen is practical and polished, with granite countertops, stainless-steel appliances, and a cheerful garden window that practically begs you to grow basil, even if your green thumb is more of a hopeful hue. All three bedrooms are upstairs where they belong, including a primary suite with vaulted ceilings and a fully updated en-suite bathroom that whispers “relax” every time you walk in. There’s also a second full bath, a linen closet, and just enough hallway to make the upstairs feel open but not echo-y. Head up one more flight and you’re on your private rooftop deck, with sweeping views of the Pacific Palisades, DTLA, and possibly your future self enjoying sunsets with a glass of something cold. The home includes a 2-car garage with storage, guest parking, an in-unit laundry closet (because nobody misses coin-op machines), and a small, self-managed HOA that keeps things running smoothly without micromanaging your life. All appliances stay, and major updates were made in 2025 including new windows and a new HVAC system, so you can move in and start living. Plus, you're just 6 miles from the beach!

Location

Torrance, Los Angeles County, CA 90501

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Listed by: Ruben Sanchez · Real Broker

Payment estimate

$4,885

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $66,000 · Loan: $594,000

%
Principal & Interest
$3,650
Property tax (1.25%)
$688
Homeowners insurance
$300
Mortgage insurance
$248
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $23,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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