21218 Harvard Boulevard
Torrance, CA, 90501
$699,950
MLS: CV26077810
Beds
3
Baths
2
Sq Ft
1,314
Lot
0.15 ac
Year Built
1964
MLS #
CV26077810
Days on Market
1
Listed
Apr 20, 2026
Description
Welcome to this 3-bedroom, 2-bathroom, offering a great opportunity to make it your own! The home features a living room with a cozy fireplace, a dining area, and a kitchen with ample cabinet space, countertops, and appliances. Down the hall, you’ll find the bedrooms and bathrooms, along with the convenience of indoor laundry. The backyard includes a patio area and plenty of space for outdoor enjoyment or future enhancements. An attached two-car garage and driveway provide added convenience. Bring your imagination and vision to unlock the full potential of this property!
Location
Torrance, Los Angeles County, CA 90501
Open on Google Maps ↗Listed by: Jessie Rodriguez · Coldwell Banker Icon
Payment estimate
$5,162
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,995 · Loan: $629,955
- Principal & Interest
- $3,871
- Property tax (1.25%)
- $729
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $24,498 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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