1548 Ranch
San Bernardino, CA, 92407
$495,000
MLS: CV26110241
Beds
3
Baths
2
Sq Ft
1,099
Lot
0.17 ac
Year Built
1979
MLS #
CV26110241
Days on Market
26
Listed
May 21, 2026
Description
Welcome home to this well-located 3-bedroom, 2-bath residence nestled in a desirable north end neighborhood just minutes from the University. Situated on a quiet, established street with pride of ownership throughout the area, this property offers a fantastic opportunity for buyers seeking value, space and long-term potential. Inside, you'll find a functional and comfortable floor plan with generously sized living spaces, natural light, and the essentials for everyday living. The kitchen provides ample cabinet and counter space and opens conveniently to the dining area, making it easy to entertain family and friends. The primary bedroom includes its own private bath, while the additional bedrooms offer flexibility for guests, a home office or growing households. Outside, the home features average-sized front and back yards with room to garden, relax or create your own outdoor retreat. Mature landscaping and established surroundings give the property and neighborhood a welcoming feel. The backyard offers plenty of potential for entertaining, pets, or future improvements. While the home could benefit from cosmetic updates and modern touches, it has solid fundamentals and present an excellent chance for a new owner to add personal style and build equity over time. With a strong location at an attractive price point, this property delivers outstanding value. Conveniently close to schools, dining, parks and commuter routes, the location combines charm with everyday accessibility.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Dennis Beckwith · SOUTHLAND PROPERTIES
Payment estimate
$3,823
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,500 · Loan: $445,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,822
- Property tax (1.25%)
- $516
- Homeowners insurance
- $300
- Mortgage insurance
- $186
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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