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$169,900
MLS: SR26073837
Beds
4
Baths
2
Sq Ft
1,760
Lot
0.04 ac
Year Built
2007
MLS #
SR26073837
Days on Market
1
Listed
Apr 23, 2026
Description
Welcome to 1550 20th St W, Space 76, where comfort, style, and simplicity come together in a thoughtfully designed home. This residence offers a refined take on everyday living, perfect for those who value both functionality and a polished feel. Step inside to an open, light-filled interior that creates a warm and inviting atmosphere from the moment you walk in. The layout flows effortlessly, offering a seamless balance between living, dining, and kitchen spaces—ideal for both quiet evenings and entertaining. The kitchen is designed with efficiency and style in mind, featuring ample storage and workspace to support your day-to-day living. Each bedroom is generously sized, providing flexibility for guests, a home office, or a personal retreat. Experience a higher level of everyday comfort—schedule your private showing today.
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Kyle Gordon · Luxury Collective
Payment estimate
$1,458
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $16,990 · Loan: $152,910
- Principal & Interest
- $952
- Property tax (1%)
- $142
- Homeowners insurance
- $300
- Mortgage insurance
- $64
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $5,947 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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