Pending

1550 20th Street West

Rosamond, CA, 93560

1 / 14View all 14 photos

$105,950

MLS: 25005112

Beds

3

Baths

2

Sq Ft

1,012

Lot

Year Built

1997

MLS #

25005112

Days on Market

83

Listed

Jul 3, 2025

Description

Discover your perfect home in Tara Estates, Rosamond, with this inviting 3-bedroom, 2-bathroom manufactured home spanning 1,012 square feet. This move-in ready gem boasts a newer AC condenser, ensuring you stay cool and comfortable year-round. Enjoy the community's fantastic amenities, including a refreshing park pool and spa—perfect for relaxation and socializing with neighbors. With its blend of modern comforts and a welcoming atmosphere, this home is ideal for families or anyone looking to enjoy easy living in a vibrant community. Don't miss out on this opportunity; schedule your viewing today!

Location

Rosamond, Kern County, CA 93560

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Listed by: Jenifer Gurule · Valley Realty

Payment estimate

$1,014

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $10,595 · Loan: $95,355

%
Principal & Interest
$586
Property tax (1%)
$88
Homeowners insurance
$300
Mortgage insurance
$40
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $3,708 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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