1550 W 20th Street
Rosamond, CA, 93560
$179,000
MLS: 26002087
Beds
3
Baths
2
Sq Ft
1,880
Lot
—
Year Built
2006
MLS #
26002087
Days on Market
5
Listed
Mar 12, 2026
Description
Welcome to 1550 20th St W, Space 25 in Rosamond, located in the Tara Estates community. This spacious home offers approximately 1,880 square feet of living space with a functional layout, plenty of natural light, and a freshly painted interior that brings a refreshed look. Conveniently located near shopping, dining, and commuter routes, it's a great opportunity for comfortable living or a smart investment in the growing Rosamond area.
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Kyle Gordon · Luxury Collective
Payment estimate
$1,506
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $17,900 · Loan: $161,100
- Principal & Interest
- $990
- Property tax (1%)
- $149
- Homeowners insurance
- $300
- Mortgage insurance
- $67
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $6,265 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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