15636 Montalone Place
Bakersfield, CA, 93314
$565,000
MLS: SR26074245
Beds
4
Baths
3
Sq Ft
2,399
Lot
0.29 ac
Year Built
2013
MLS #
SR26074245
Days on Market
4
Listed
Apr 10, 2026
Description
Highly upgraded gated Tallas Ranch home in a desirable northwest location on an approx. 12,632 sq ft lot with 4 bedrooms, a large loft/bonus room, 3-car garage, and room for RV, boat, or toy parking. The bright, open floor plan is enhanced by engineered hardwood flooring installed in 2020, designer paint, wainscoting, cased windows, recessed lighting, and designer fixtures. The kitchen features granite and quartz countertops, stainless steel appliances, double ovens, microwave, and dishwasher, with upgraded stone surfaces continuing into the bathrooms and upstairs laundry. Additional improvements include the downstairs bedroom closet added in 2020 and custom built-in cabinetry in the loft. The backyard is designed for entertaining with a custom flagstone patio/BBQ area, covered pergola, landscaped yard, cement curbing, and pool/spa installed in 2021 by Cascade Pool and Spas, offering a refined blend of comfort, functionality, and outdoor living.
Location
Bakersfield, Kern County, CA 93314
Open on Google Maps ↗Listed by: Laurie McCarty · Coldwell Banker Preferred Realtors
Payment estimate
$4,225
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $56,500 · Loan: $508,500
- Principal & Interest
- $3,124
- Property tax (1.25%)
- $589
- Homeowners insurance
- $300
- Mortgage insurance
- $212
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $19,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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