8512 Kowa
Bakersfield, CA, 93314
$534,999
MLS: SR26086679
Beds
5
Baths
3
Sq Ft
2,555
Lot
0.14 ac
Year Built
2020
MLS #
SR26086679
Days on Market
0
Listed
Apr 21, 2026
Description
Powder Ridge Neighborhood 2-Story Home Just Hit the Market! Welcome to this spacious and beautifully designed home located in the desirable Powder Ridge neighborhood! This property features a versatile split-wing floor plan with 2 bedrooms and 2 bathrooms downstairs, perfect for guests or multi-generational living. Upstairs offers 3 additional bedrooms, 1 bathroom, plus a loft area ideal for a game room, office, or extra living space. Enjoy the open-concept layout, tile flooring throughout, and a spacious backyard ready for entertaining family and friends. Don't miss out on this incredible opportunity schedule your private showing today!
Location
Bakersfield, Kern County, CA 93314
Open on Google Maps ↗Listed by: Roger Magana · Golden Valley Real Estate Group
Payment estimate
$4,016
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,500 · Loan: $481,499
- Principal & Interest
- $2,958
- Property tax (1.25%)
- $557
- Homeowners insurance
- $300
- Mortgage insurance
- $201
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $18,725 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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