$498,000
MLS: IG26122075
Beds
4
Baths
2
Sq Ft
1,643
Lot
0.20 ac
Year Built
1948
MLS #
IG26122075
Days on Market
5
Listed
Jun 12, 2026
Description
Investor opportunity in San Bernardino! This duplex features two 2-bedroom, 1-bath units, each with a functional floor plan and working rooftop HVAC. The property has not been recently upgraded and is being sold as-is, providing the next owner the opportunity to make improvements, increase income potential, and build long-term value. Ideal for an investor or owner-user seeking a two-unit property with rental upside in a convenient San Bernardino location.
Location
San Bernardino, San Bernardino County, CA 92405
Open on Google Maps ↗Listed by: Oscar Cervantes · CITRUS HEIGHTS PROPERTIES
Payment estimate
$3,844
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,800 · Loan: $448,200
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,839
- Property tax (1.25%)
- $519
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,430 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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