579 16th
San Bernardino, CA, 92405
$475,000
MLS: IG26068159
Beds
3
Baths
2
Sq Ft
1,484
Lot
0.14 ac
Year Built
1924
MLS #
IG26068159
Days on Market
5
Listed
Apr 5, 2026
Description
Vintage House located near downtown San Bernardino close to schools, shopping, freeway access and hospitals. Roomy three bedrooms with one and a half bathrooms. Large living room with formal dining room indoor laundry. Wood burning fireplace. Some upgrades have been done. Great for a family just starting out. Large covered front porch for relaxing. Fenced yard. Some appliances and furniture are negotiable with sale.
Location
San Bernardino, San Bernardino County, CA 92405
Open on Google Maps ↗Listed by: Steve Boyd · BOYD REALTORS
Payment estimate
$3,600
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,500 · Loan: $427,500
- Principal & Interest
- $2,627
- Property tax (1.25%)
- $495
- Homeowners insurance
- $300
- Mortgage insurance
- $178
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $16,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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