$225,000
MLS: 26003664
Beds
3
Baths
1
Sq Ft
1,063
Lot
0.17 ac
Year Built
1946
MLS #
26003664
Days on Market
0
Listed
May 7, 2026
Description
Rare Opportunity to own a beautiful 3 BR 1 BA single story brick façade home with a detached converted garage in a great location. Property is zoned commercial C-2 PD FPS (same zoning as the motel located at 15615 K Street that is adjacent to the property). Property features a living room,dining room, kitchen that opens out to the back yard, Breakfast nook area, 3 Bedrooms (one BR appears to be converted and may not have permits), a hallway bath, and a single car detached garage which was being converted to residential use by the previous owner but never completed, however, current owner has never used the garage space). The kitchen has dual sinks, a 5 burner stove and a refrigerator. All BRs, breakfast nook and dining area have ceiling fans. House has wood flooring. There is a large backyard that faces Starbucks with all sorts of possibilities. Large rear yard. Ideal as owner occupied or as a rental. Additional access to the rear yard from the rear service lane. The detached garage conversion to a residential unit was started by previous owner but not completed. Great location to use either for residential purposes or for commercial. Property has dual access.
Location
Mojave, Kern County, CA 93501
Open on Google Maps ↗Listed by: Bob Khalsa · United America Realty
Payment estimate
$1,825
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $22,500 · Loan: $202,500
- Principal & Interest
- $1,253
- Property tax (1%)
- $188
- Homeowners insurance
- $300
- Mortgage insurance
- $84
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 30, 2026
- 30-year fixed
- 6.30%
- 15-year fixed
- 5.64%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Mojave home with as little as 3.5% down using an FHA loan — roughly $7,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93501 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Mojave. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
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