ActiveSingle Family Residence

15653 K Street

Mojave, CA, 93501

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$225,000

MLS: 26003664

Beds

3

Baths

1

Sq Ft

1,063

Lot

0.17 ac

Year Built

1946

MLS #

26003664

Days on Market

0

Listed

May 7, 2026

Description

Rare Opportunity to own a beautiful 3 BR 1 BA single story brick façade home with a detached converted garage in a great location. Property is zoned commercial C-2 PD FPS (same zoning as the motel located at 15615 K Street that is adjacent to the property). Property features a living room,dining room, kitchen that opens out to the back yard, Breakfast nook area, 3 Bedrooms (one BR appears to be converted and may not have permits), a hallway bath, and a single car detached garage which was being converted to residential use by the previous owner but never completed, however, current owner has never used the garage space). The kitchen has dual sinks, a 5 burner stove and a refrigerator. All BRs, breakfast nook and dining area have ceiling fans. House has wood flooring. There is a large backyard that faces Starbucks with all sorts of possibilities. Large rear yard. Ideal as owner occupied or as a rental. Additional access to the rear yard from the rear service lane. The detached garage conversion to a residential unit was started by previous owner but not completed. Great location to use either for residential purposes or for commercial. Property has dual access.

Location

Mojave, Kern County, CA 93501

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Listed by: Bob Khalsa · United America Realty

Payment estimate

$1,825

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $22,500 · Loan: $202,500

%
Principal & Interest
$1,253
Property tax (1%)
$188
Homeowners insurance
$300
Mortgage insurance
$84
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 30, 2026

30-year fixed
6.30%
15-year fixed
5.64%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Mojave home with as little as 3.5% down using an FHA loan — roughly $7,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93501 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Mojave. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

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