15663 N Ojai Santa Paula Road
Santa Paula, CA, 93060
$899,000
MLS: V1-34906
Beds
3
Baths
2
Sq Ft
2,149
Lot
0.14 ac
Year Built
1935
MLS #
V1-34906
Days on Market
41
Listed
Feb 27, 2026
Description
Uniquely Fantastic! This home is for those who love nature and dream of a babbling brook in their back yard. There are two parcels 040-0-051-385 and 040-0-051-405________________________________________Charming Updated Home in a Peaceful Rural Setting - Plus a VA assumable loan!This beautifully maintained three-bedroom, two-bath home offers comfort and a touch of country serenity. A separate office area provides the perfect space for work, hobbies, or quiet reading. A closet would transform it to your fourth bedroom.The full downstairs is a spacious great room and creates an open, welcoming area for everyday living and gatherings.Interior Features: Updates include a new tankless water heater for efficiency and endless hot water.A double duty water filtration system that enhances water quality throughout the home. A dedicated laundry room, adds convenience and an extra storage area Dual-paned vinyl windows Home has approximately 2,149 sf Separate dining area with a view of the countryside Updated kitchen with extra work area and storageOutdoor Living: Balcony off the primary bedroom and living room Downstairs patio features a super-size swim spa and inviting gated patio with a decorate gas firepit, making for magical and relaxing evenings, entertaining, or enjoying the fresh country air. The property sits in a pretty rural setting, where nature frames the home with open skies and lush greenery and mature shady trees. An unmistakable babbling brook runs along the property, adding a peaceful soundtrack and a clear sense of retreat.Owners are relocating to a single story home closer to town. This property is approx 5 miles from downtown Santa Paula
Location
Santa Paula, Ventura County, CA 93060
Open on Google Maps ↗Listed by: Kay Wilson-Bolton · eXp Realty of California Inc
Payment estimate
$6,545
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,900 · Loan: $809,100
- Principal & Interest
- $4,971
- Property tax (1.25%)
- $936
- Homeowners insurance
- $300
- Mortgage insurance
- $337
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Paula home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Santa Paula property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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